For advisers

A savings service that works as hard as you do
Help your clients find rates that beat the high street – with no hassle, and FSCS coverage
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Advising on client cash
just got easier
A simple way to boost your clients’ savings

Help your clients find a good rate, without the hassle of switching

Keep their savings FSCS covered

We spread large deposits across multiple banks to help keep more of their savings FSCS covered

Grow your business

Broaden the scope of your advice and bring more of your clients’ assets under management

Protect your client bank

One single point of contact: us. The banks won't be able to contact your clients

How it works
So how does it work?
Client saving less than £85,000?

We'll deposit all of your clients' cash with the bank paying the best rate

More than £85,000?

We deposit it in chunks of £85,000 from highest to lowest rate

More than £425,000?

Your clients can still save above their FSCS limit if they choose

What about the admin?

There's no need to open accounts or deal individually with each bank. One account with us is all your clients need

Are savings covered by the FSCS?

Yes, all our banks are FSCS covered up to £85,000 (you should check if your clients are saving with them already)

What's the term?

We're currently offering a range of fixed term accounts (6, 12, 18, 24 months), and a 35 day notice account

What happens after a year?

Clients with a fixed term account will have the choice of continuing with the best new rate, or withdrawing

Available for businesses, charities and trusts?

Absolutely. These clients can save with Octopus Cash too, with fixed-term and notice accounts available

And Powers of Attorney?

Yes, we can also easily facilitate those applying under a Power of Attorney

Our partner banks

6 different banks, one thing in common.
Like us, our partners create straightforward, rewarding products that put the customer first.

Cambridge & Counties Bank

What happens when a Cambridge University college and a local pension fund join forces? You get Cambridge & Counties bank: a unique partnership between Trinity Hall, Cambridge and Cambridgeshire Local Government Pension Fund. Specialists in supporting the growth of small and medium size SMEs, Cambridge & Counties has received recognition for their savings accounts, including awards from MoneyFacts and Savings Champion

Close Brothers

Established in 1878, Close Brothers is a leading UK merchant banking group providing lending, deposit taking, wealth management services and securities trading. Its retail savings business, Close Brothers Savings, specialises in providing customers with simple and easy to use deposit products that offer consistently competitive interest rates.

OakNorth Bank

OakNorth is the bank for entrepreneurs, by entrepreneurs. Created by entrepreneurs who were frustrated with how the large high street banks treated small and mid-sized companies, OakNorth creates bespoke loans for each borrower based on their specific needs, and completes the loans in days or weeks, rather than the months it takes at larger institutions. OakNorth has raised over £220m of deposits and was named the top challenger bank in the UK by IBS Intelligence in December 2016.

Aldermore Bank

Aldermore is an SME-focused bank which operates with modern, scalable and legacy-free infrastructure. Founded in 2009, we have grown significantly, posting our first year of profits three years after launching, establishing Aldermore as one of the leading alternative banks. We offer simple financial products and solutions to meet the needs of underserved Small and Medium-sized Enterprises (SMEs); across their business and personal lives, as well as homeowners and savers. We focus on specialist lending across four areas: Asset Finance, Invoice Finance, SME Commercial Mortgages and Residential Mortgages. Our lending activity is predominantly supported by the deposits we receive from Britain’s savers.

Metro Bank

Metro Bank launched in July 2010 as the first new high street bank in more than 100 years. The revolutionary UK bank offers personal and business banking services, with a focus on providing unparalleled levels of service and convenience. Now, it serves over 900,000 customer accounts across its network of 48 stores, recording £8bn in deposits and £6bn in loans in its latest set of full year results. In March 2016, it took the next step in its journey by listing on the London Stock Exchange.

Bank & Clients

B&C was formed in 2014 through the merger of two well-established British financial institutions, each regulated by the FCA; Church House Trust, a retail bank founded in 1978; and Ocean Capital founded in 2002. B&C is a privately-owned UK bank combining the skills of retail and corporate banking to support and finance its clients' aspirations. Inspired by the tradition of private merchant banks, B&C has a specialist approach to serving clients and extending loans. We meet the specific needs of each individual client in a way that leads to long-term relationships and trust by providing products to clients who may be underserved and whose requirements are not always met by the mainstream banks. We provide a range of savings and deposit products, mortgages for residential and commercial real estate clients and corporate advisory and lending services; all at competitive rates.

Want to talk?

If you would like to contact us, just send an email or call us directly. A member of our customer support team will be happy to help.

Give us a call: 0800 294 6848